7-Secret Steps to Buying Your New Home Successfully

7-Secret Steps to Buying Your New Home Successfully

Would you like to know how to stop spending all your hard-earned money on rent and buy a home? Here are 7 Steps to Buying a New Home for your journey. This is the meat and potatoes of how some new home buyers will guaranteed success. Here’s help with their search and successful close of escrow on their new home.

If you are currently renting a home, you can change that behavior and buying a home can seem like a monumental undertaking. This report is to help you with the home buying process. Read these 7-steps before signing anything so as a home buyer you lessen your chance of making any major mistakes.


Step One: Identify Your Requirements in a Home

First consider the kind of home you’ll need and one you want. Write down your specific requirements, such as the number of bedrooms, lot size, floor plan style, schools, etc. Then ask yourself…what is most important about these requirements buying your new home?


Step Two: Determine How Much You Can Realistically Afford

Consider your budget and current financial obligations. Decide what monthly house payment you can really afford. Most mortgage consultants will advise limiting your mortgage payment to no more than one-third of your net monthly income. And, that is, if you are debt free. If you’re unsure, contact your mortgage consultant to help you with these calculations. I also have a post that I have written and will give you a formula you can use to figure it out yourself here.


Step Three: Get Pre-Approved by a Mortgage Consultant

When you know in advance the amount of money your bank will lend, you’ll will only focus on houses in your targeted price range. This can save you time and money when you find that perfect home. This is because you know what your credit limits are and sellers favor buyers who know that and are pre-approved.

An experienced mortgage consultant will tell you what specific loan programs are best for you. By taking a look at your financial situation and credit history, a mortgage consultant will tell you if you can qualify for the home you want, and they will find a loan that best suits your needs.

For the approval process, your mortgage consultant will have you complete the required documentation and give them to their underwriter from the bank. A pre-approval is a real loan commitment from a mortgage consultant or lending institution. This means that you qualify for a specific  loan based on the information you’ve provided. Talk to your mortgage consultant about the costs and time involved to secure pre-approval letter. Normally this process takes 2-3 weeks.


Step Four: Work with an Experienced Real Estate Consultant

You can learn a lot about real estate consultants by talking to them about their experience. In a short time, you’ll be able to decide if they’re the right person to meet your needs.  I have left below questions you can ask any real estate agent so you can compare one against the other using the same criteria.


Questions for Real Estate Agents:

  1. In what areas of town and price ranges do you specialize? (Keep in mind that some agents specialize in only one area or one price range.)
  2. My goal is to buy a house by ___________. How will you help me meet this goal?
  3. How often will you update me with new property listings? If I don’t like what you update me with how would you change it so I get more homes I’m interested in purchasing?

Step Five: Tips for Successful House Hunting

A). Keep an organized record of your research. Write down comments about each home you see. Try and always come up with one word or phrase that will recall that home. For example, Pink Front Door or 49er Poster in Family Room.

Keep track of your likes and dislikes and offer feedback to your real estate consultant after each house. Some buyers are reluctant to tell an agent what they really think of a house; they think the agent might take it personally. Remember, the houses isn’t going to be purchased by the agent, they want to help you with what you want!

B). Make sure your agent is aware of your time schedule and expectations. Do you like to look at one or two homes per session? Maybe you would like to see more four or eight? Discuss this with your agent.

C). Tell your agent about any homes you see that interest you and that you’d like to know more about. This includes homes you’ve “discovered” as you explore the area and those advertised in the newspaper, magazines and on the Internet.

D). If you like to spend time driving around by yourself looking at houses, ask your agent for a list of homes you can do a drive-by – to consider first from the outside. Your agent can make appointments to show you the interior of the properties that appeal to you from your “windshield” tour of homes. Be aware though…”you can’t judge a book by its cover”.

E). It’s important to know beforehand whom your agent represents. Some agents work only for the seller. Make sure you ask what Agency Relationship your agent is honoring. You want someone to be in your corner when it comes to representation not the other way around.


Step Six: Make a Purchase Offer

Work with your real estate consultant to decide the most appropriate purchase offer. The most effective way to accomplish this is by having your agent do a Comparative Market Analysis on each home you wish to submit an offer on. Know what you are buying and what the comparable homes in the neighborhood are selling for makes good sense.

Even in a hot market don’t get caught up moving too fast and skipping steps in your due diligence process. Be certain when you make an offer it’s the right one for you and within your qualifying budget. This will lessen what happens with many home buyers…buyer’s remorse. Your real estate consultant will present the offer on your behalf to the sellers.


Step Seven: Save on Your Initial Investment and Monthly Payments

7-Secret Steps to Buying Your New Home Successfully
Save money by shopping price

There are only two major cash investments to consider when buying a home. These are your initial investments, which includes the down payment and closing costs, and your monthly mortgage payment to the bank, which includes principal, interest, taxes and insurance. Once these figures are known you will know exactly if you have exceeded your level of pain when buying a home. If the number is one you know you can’t afford based on your own knowledge of your spending habits and actual income. Only you know if you’ll be able to afford your costs in buying a home and if it exceeds your comfort level.


Initial Investment

  1. Choose a low or zero down payment loans if possible. You don’t necessarily have to put 20 percent or even 10 percent down. You can pay 5 percent, 3 percent, or even zero down on some loans. Obvious if you are looking to make a low monthly payment then maybe 20% isn’t enough and you need to put more money down. It depends on your goals and what is important to you. The adage of use other people’s money (OPM) still holds true for smart money management.
  2. Some Lenders have programs to cover all your closing costs. Ask your mortgage consultant about them. If you can, you’ll stretch your payment of a 30-year period (amortize) instead of taking money out of your pocket today.
  3. As part of your offer, ask your real estate consultant about the seller’s paying some of your closing costs. In a hot market they probably won’t do so, but in a slower market you may get their help. You know you don’t G-E-T if you don’t A-S-K!
  4. Shop around for your homeowners’ insurance. A little comparison-shopping can save you money. Make sure you know what the lender will need from your homeowner’s insurance company. That way you’ll get the correct bid from any insurance broker you may speak to during your shopping for insurance.
  5. You may deduct money paid for discount points from your gross income before computing your personal tax. Also, you may be able to use your IRA funds if you’re a first time home buyer. See your accountant or CPA for more information.

Monthly Payments

A). Get a loan that doesn’t have payment mortgage insurance premiums (PMI) if possible. One of the major issues with PMI is that it is very difficult to remove from your loan. Most PMI company will not remove these premiums without a complete refinance. By putting 20 percent or more down, you will drop them entirely. Talk to your mortgage consultant about other ways to cut or end payment mortgage insurance payments.


What to do now:

7-Secret Steps to Buying Your New Home Successfully
Call Cliff 650-346-7366

 

You want the Team in your corner that will make sure your get what you are trying to do…buy your new home. Call or text-650-346-7366 for fastest service. Otherwise, email cliff@SFBayHomes.com. Do it TODAY!

Sell Your Home for More Money

Sell Your Home for More Money

Sell Your Home for More Money
Top Secrets… for home sellers

Homeowners lately have been asking me how do I sell property. They what to know the shortest time in the SF Bay area to sell property.  There are many possibilities. In selling any form of property. There are always two terms, which determines the time it takes to sell any property. Those two terms are Price and Terms.

What about the third factor; condition?

Price and Terms can be found in both the Listing Agreement and the Purchase Agreement. Both impact the time to sell property. Make sure you fully understand both aspect of your agreement to sell before you sign anything. Your agent should be able to explain another important factor in selling any property, and that is condition.

In today’s real estate market in the SF Bay Area home sales are brisk and usually sell for asking price or more. The current standard of practice by real estate brokers is to list the home and prepare it for the market through various inspections, trades people to fix any faulty condition issues with the home, and staging the home to show it in its finest light.


Show property from its best view-point.

At the same time marketing is arranged in the form of hiring a professional photographer who know how to make any property shine from every angle. Seaming together these photos can make a virtual tour to help home buyers see before hand what they are going to buy in a new home.  Also, writing great content for a color picture flyer adds to prospective home buyers a quick glimpse into the home you’re offering to sell.

Sell Your Home for More Money
Time to Sell?

How long will this take?

All of these various aspect of marketing a home usually takes your Realtor 30-days to arrange with the many vendors involved. If the condition of the home requires extensive repair work such as dry rot or some form of infestation, then that time frame will be longer. Each community has a different number of days for a home to sell. On the San Francisco peninsula the average time for a home to sell is between 18-28 days. This is historically low for most real estate markets, but not for the SF Bay Area. The demand is high, and the supply is low. This will improve over time though as many communities are moving fast to provide more housing.


What about the escrow period?

Once any home sells there is an escrow period both buyers and sellers will want to ensure legally property transfer of title. Currently, the shortest escrow  is 7 days, which is an “all-cash” offer, and a purchase with a loan averages approximately 21-30 days. This is because there needs to be time for bank appraisers, title officers doing title searches, loan officers and underwriters working on the terms of the real estate loan, and the wiring of funds to complete the transaction. As I mentioned before the 7 day close happens because the buyer is an all cash buyer, meaning there is no time needed to facilitate the loan process.


I just want out!

Sell Your Home for More Money
I want out

7-10 days would be the standard time period to sell a home without any type of contingency.  The buyer will require clear title to the home, make sure you’re the actual vest owner. I will give you this example on how this came about. Remember in the old cowboy movies where they prospector always referred to someone as a claim jumper? Well there were claim jumpers who were the most notorious criminals of the day, that is beside a horse thief. This brought about the need for Title Insurance and Title Insurance Companies.  The Title Insurance Companies insure a home buyer they are buying the home from the right person and given the title to the property without any “clouds” on the title. If it is found at a later date that that is not true then the Title companies are on the hook to pay the home buyers all the money they had lost in the transaction. The Shortest Time in SF Bay Area to Sell Property then for a normal transaction is 30-61 days.


What do I lose when selling without marketing?

If you are a seller who wants out of his home today under any conditions that time period can be shorten to 7 days or slightly longer if there’re any hiccups. The results to you will be; not receiving the highest price for your home, nor the most favorable terms, but you will have a short close of escrow. Still most “all-cash” offers come in around asking price, “as-is” (meaning as disclosed), and quick close of escrow.


How do I make sure it’s done correctly and legally?

These two scenario, “traditional sale and all-cash quick sale”, are what a SF Bay Homeowner can expect when selling their home. In both cases choosing the correct Realtor that you need in your corner is utmost importance. Cliff Keith and Team has been helping homeowner in the SF Bay Area since 1976. Cliff and his Team know how to help you sell your home no matter how you choose to do it. Our 41+ years of experience has taught us how best to help our clients achieve their real estate goals. We put our client’s real estate needs above our own. And, that is why we are still in business after 41+ years. Call or text us today to find out how we can help you too.


What to do now?

Sell Your Home for More Money
Call Cliff NOW 650-346-7366

There’s an easy 3-Step Process to get stated with the solutions to your particular real estate needs. They are as follows:

1.   Take out your cell phone

2. Look up my number (hint 650-346-7366

3. Call me immediately

Once you call we will discuss without any pressure or intimidation how best we can achieve the real estate goals you want. There will be NO cost, or NO obligations. We are not only a full service real estate company, but a real estate resource center to answer your questions. We may NOT be able to help you and we will let you know that up-front. Sometimes real estate issues are not solvable. We know the ones that are and will share our knowledge with you again at no cost or obligation.


#sellahouse #howtosellmyhome #moremoneyformyhome #quicksale #tipforsellinghouses

Sell Your Home for More Money

Made in USA

Made in USA

Market Update for Redwood City: October 12, 2018

Market Update for Redwood City: October 12, 2018

As of 10.12.18 what is the offer on a home to make? This post gives you the results for the Past 7-Days in Redwood City. Additionally, there’s a link (Click here to see other communities updates), which provides a monthly picture of ALL communities in both San Mateo and Santa Clara Counties. This proprietary information is provided by Cliff Keith, of SF Bay Homes and the local Multiple Listing Service, MLSListings. The criteria use for these numbers is based on Year to Date, (YTD) figures.

MLS’s numbers for the past seven days for single family homes. They are keyed how they compare to the previous week with an up or down arrow. The ± symbol is for numbers that were unchanged from previous week.

Provided by Cliff Keith, of SF Bay Homes and the local Multiple Listing Service, MLSListings. The criteria use for these numbers is based on Year to Date, (YTD) figures.


Market Update for Redwood City: October 12, 2018

↓ 15 new homes brought on the market for sale

 13 homes went under contract as pending sales

↑ 08 homes closed escrow and now have new homeowners

↓ 14 Average days on market

↑ 6.8 Months of inventory available

↓ $ 972 Per square foot for sold homes

↓ 4.6% Above asking price was average sale price

↓ $1.803,293 Average Sale Price of a home in Redwood City

 

*** Click here to see other communities updates. ***


 

Cliff’s Viewpoint:

Consistent for 2018: Strong Seller’s Market

This week I have heard my fellow agents talking about how they can feel the housing market is changing. They are complaining about how homes are NOT selling in 2-days! All I can say is… welcome to a normal real estate market. This “flatness” trend will be short lived because there is still a strong demand by home buyers and not enough inventory to satisfy their demands.

Everyone knows this current upward market cannot continue indefinitely. That being understood, the bubble is not close yet nor do I see the demand for housing diminishing soon. Home-buyers are going to have to continue to pay today prices for homes. If they wait they’ll paid a higher price down the road. And interest rates are on the rise. Sad for them but it’s true.

This past week we have seen yearly numbers staying in the same ranges. However, Days on the market is trending down lowest since July (19). Monthly inventories are trending up from their low in June (.7) Price per square foot is trending downward since the high of April ($ 1133). SP:LP is trending down from the high in April of 14.4%. The average sale price is right in line with the starting of 2018 ($1,851,759.

The raw numbers

New listings (15 homes) came on the market for sale. Still low inventories, (138 homes 67% Active and 33% Pending or there are 92 SFR for buyers to choose from), which is still favorable to homeowners.  Price reduction on homes are increasing, (8) last week. Costs per square foot has remained stable for the past 6 months over the bench mark of $1000/sq.ft. it was $972 last week. It is still a good time for many home sellers.

Prices of homes have steadily been on an upward-trend as demonstrated by 14 new homes were listed over one million dollars there was a total of 15 homes brought onto the market. The means 93% of the homes listed last week for sale were over $1M! In Redwood City there are current 7-homes for sale under $1M of the 132 available homes for sale.

The beginning of 2017 home prices were breaking through the $1.5M mark. This past week the average selling price of a home in Redwood City was $ 1,803,293. This is indicating affordable homes prices remains pretty much only for the few. Sale prices are stable, inventories up with buyers paying (SP:LP ratio) of 4.6% over asking price. I believe this is due in part to homeowners pricing their homes closer to true market value. And interest rate are on the rise.

19 – Homes under $1M of 138 – Homes available!!

There is bad news for home-buyers. The real estate market has been somewhat “flat” since the Summer. I am now seeing the numbers starting to head back up as they did back in April of this year. The appreciation for 2018 sits at 14.5%. This is the highest we have seen in a few years and it looks like it is going to continue on its upswing trend! Cause? I believe the good high paying jobs and the demand for housing creates the current real estate market.

Other indications are the “Affordability Index” recently released by California Association of Realtors on August 8, 2018. It states in part …only 18% of Bay Area households can afford the median-priced home… This is not good news for future home buyers. It will be worse too with the increase of interest rates the banks are now charging.


Basic Real Estate Truism:

Question: When is the perfect time to purchase your home?

Answer: Today is the correct answer! If you said yesterday you were correct, however, too bad those prices are gone. I don’t see any let up on the current strong demand for homes either. I believe this trend will continue to be supported of upward, at least for the rest of 2018.


Open Houses stay alert.

When you go to a Sunday Open Houses in Silicon Valley you will see lots of other home buyers looking at the homes along with you. The home buyers from the tech industry like  Oracle, Electronic Arts, Google, Facebook, Intel, Box, LinkedIn, Instagram, and Buffer are out in full force, along with the bio-tech home-buyers from companies like; V Biosciences, Abbott Vascular, AbGenomics, and Genotech ready to place offers on their new homes. And, they all seem to have large sums of discretionary income to spend too.

As you can see the real estate market in Redwood City is still very strong and homes are selling faster and receiving higher offers for more money.


What is the “get-around”?

If you are looking to purchase a home in San Mateo or Santa Clara counties Cliff Keith and Team have many homes for you to choose from.

Some of these homes are not in the MLS and some are in MLS. The point being if you are trying to buy or sell a home we would love to help you find that perfect home. Especially, if you have not found a home and have been looking for one over 3 months.


What to Do Next?

Market Update for Redwood City: October 12, 2018

Call Cliff 650-346-7366

To find your new home all you need to do is an easy 3-Step Process.

  1. Pick up your cell phone,
  2. Look up my number (650-346-7366),
  3. Call me immediately.

When you do call, we will discuss the best way we can meet so you can get the best information you need that will help you locate and purchase your new home as quickly as possible and receive the highest value possible for the amount of money you want to spend. Do it now.  It’ll be the smartest decision you’ll ever make.


#fridaymarketupdate #worthofhome #trendsforhomes #siliconvalleyhomevalues

Market Update for Redwood City: September 21, 2018

Market Update for Redwood City: September 21, 2018

As of 9.21.18 what is the offer on a home to make? This post gives you the results for the Past 7-Days in Redwood City. Additionally, there’s a link (Click here to see other communities updates), which provides a monthly picture of ALL communities in both San Mateo and Santa Clara Counties. This proprietary information is provided by Cliff Keith, of SF Bay Homes and the local Multiple Listing Service, MLSListings. The criteria use for these numbers is based on Year to Date, (YTD) figures.

MLS’s numbers for the past seven days for single family homes. They are keyed how they compare to the previous week with an up or down arrow. The ± symbol is for numbers that were unchanged from previous week.

Provided by Cliff Keith, of SF Bay Homes and the local Multiple Listing Service, MLSListings. The criteria use for these numbers is based on Year to Date, (YTD) figures.


Market Update for Redwood City: September 21, 2018

↓ 17 new homes brought on the market for sale

↓ 11 homes went under contract as pending sales

↑ 10 homes closed escrow and now have new homeowners

↑ 14 Average days on market

↓ 1.1 Months of inventory available

↑ $ 1059 Per square foot for sold homes

↑ 8.6% Above asking price was average sale price

↓ $1.765,222 Average Sale Price of a home in Redwood City

 

Click here to see other communities updates.


Cliff’s Viewpoint:

Consistent for 2018: Strong Seller’s Market

This week I have heard my fellow agents talk about how slow the market has become. They are complaining about how homes are NOT selling in 2-days! All I can say is… welcome to the normal real estate market. This “flatness” trend will be short lived because there is still a strong demand and not enough inventory to satisfy the demand. Everyone knows this current market cannot continue indefinitely. However, the bubble is not close yet nor do I see the demand for housing diminishing. Home-buyers are going to have to continue to pay today prices for homes or if they wait they will paid a higher price down the road. Sad for them but it’s true.

 

This past week we have seen yearly numbers staying in the same ranges as past YTD numbers. New listings (17 homes) came on the market for sale. Still low inventories, (132 homes including Redwood Shores), which is favorable to homeowners.  Price reduction on homes are increasing, (5) last week. Costs per square foot has remained stable for the past 6 months over the bench mark of $1000/sq.ft. it was $1059 last week. It is still a good time for many home sellers. 

Prices of homes:

Prices of homes have steadily been on an upward-trend as demonstrated by 15 new homes were listed over one million dollars there was a total of 17 homes brought onto the market. The means 88% of the homes listed last week for sale were over $1M! In Redwood City there are current 7-homes for sale under $1M of the 132 available homes for sale.

 

The beginning of 2017 home prices were breaking through the $1.5M mark. This past week the average selling price of a home in Redwood City was $ 1,765,222. This is indicating affordable homes prices remains only for the few. Sale prices are up, inventories down with buyers paying (SP:LP ratio) of 8.6% over asking price. I believe this is due in part to homeowners pricing their homes closer to true market value. Home buyers are starting to say… we’re not participating in “pay any price for a home” as they did in the Spring.

 

7 – Homes under $1M of 132 Homes available!!

There is bad news for home-buyers. The real estate market has been somewhat “flat” since the Spring. I am now seeing the numbers starting to head back up as they did back in April of this year. The appreciation for 2018 sits at 14.5%. This is the highest we have seen in a few years and it looks like it is going to continue on its upswing trend! Cause? I believe the good high paying jobs and the demand for housing creates the current real estate market.

Other indications are the “Affordability Index” recently released by California Association of Realtors on August 8, 2018. It states in part …only 18% of Bay Area households can afford the median-priced home… This is not good news for future home buyers.


Real Estate Truism:

Question: When is the perfect time to purchase your home?

Answer: Today is the correct answer! If you said yesterday you were correct, however, too bad those prices are gone. I don’t see any let up on the current strong demand for homes either. I believe this trend will continue to be supported of upward, at least for the rest of 2018.


 Open Houses stay alert.

When you go to a Sunday Open Houses in Silicon Valley you will see lots of other home buyers looking at the homes along with you. The home buyers from the tech industry like  Oracle, Electronic Arts, Google, Facebook, Intel, Box, LinkedIn, Instagram, and Buffer are out in full force, along with the bio-tech home-buyers from companies like; V Biosciences, Abbott Vascular, AbGenomics, and Genotech ready to place offers on their new homes. And, they all seem to have large sums of discretionary income to spend too.

As you can see the real estate market in Redwood City is still very strong and homes are selling faster and receiving higher offers for more money.


What is the “get-around”?

If you are looking to purchase a home in San Mateo or Santa Clara counties Cliff Keith and Team have many homes for you to choose from.

Some of these homes are not in the MLS and some are in MLS. The point being if you are trying to buy or sell a home we would love to help you find that perfect home. Especially, if you have not found a home and have been looking for one over 3 months.


What to Do Next?

To find your new home all you need to do is an easy 3-Step Process.

  1. Pick up your cell phone,
  2. Look up my number (650-346-7366),
  3. Call me immediately.

When you do call, we will discuss the best way we can meet so you can get the best information you need that will help you locate and purchase your new home as quickly as possible and receive the highest value possible for the amount of money you want to spend. Do it now.  It’ll be the smartest decision you’ll ever make.


#sfbayhomes, #sfbayhomes.com, #sanfranciscobayhomes, #fridaymarketupdate, #worthofhome, #trendsforhomes, #maketherighoffer, #iboughtahome, #howtobuyahome, #redwoodcityhomes, #siliconvalleyhomevalues, #offeronhome, #offersbeingoverlooked, #failtobuyahome, #whattooffer

Sunday Open Houses for San Mateo & Santa Clara Counties September 23, 2018

Sunday Open Houses for San Mateo & Santa Clara Counties September 23, 2018

Sunday Open Houses

Sunday Open Houses for San Mateo & Santa Clara Counties September 23, 2018

How to know what to pay for a home is determined on the current real estate market and its inventory. Here’s one place for all the Sunday Open Houses in San Mateo & Santa Clara Counties, including single family residential homes (Class 1) and Condo/town-homes (Class 2). Information for these Sunday open houses are from the local MLS.
Now you’ll have one place to find all the information needed to organize and attend open houses. You’ll see only those homes that meet your criteria. This includes luxury and water front properties that you are looking to buy.


Homes listed here for an open house encompass all the communities in San Mateo & Santa Clara Counties, sorted by the individual City’s name.

Link for:

This Sunday’s Open Houses San Mateo County

LINKS EXPIRES MIDNIGHT: September 23, 2018

Link for:

This Sunday’s Open Houses Santa Clara County S.F.H. ONLY
This Sunday’s Open House Santa Clara County Condo/Townhouses ONLY

BONUS:

Homes under $750K both San Mateo and Santa Clara Counties

Please tell your friends, family, work associates, and loved ones about this Free informative website. It’s found here, http://sfbayhomes.com. Please don’t keep these properties a secret. Additionally, SF Bay Homes has information to help any home buyer or seller. From “How-To” to “What To Do” in both the home buying or selling process.

This Month’s Figures for Every City

We have helped home-buyers & sellers with all their real estate needs since 1976!


What to do next?

Sunday Open Houses for San Mateo & Santa Clara Counties September 23, 2018

Call Cliff 650-346-7366

If you know of someone who may need my help what should you do? Here are 3-Simple Steps to take to make sure they get the best possible advice today:

1.) Take out your cell phone,
2.) Look up my number (650-346-7366)
3.) Call me immediately

When we speak, you’ll know the best possible way for them to get help they need. Once we talk they will have a fighting chance to win in this rapid paced real estate market.
Your introduction of them to me will be something they will thank you for years to come.


What you can do to help me out…

If you know someone who could benefit from this information would you please forward this on to them? Someone who may need this information could be a work associate, a friend, a family member, or family. When you think of anybody who is thinking of buying or selling their home. That would be the time to pass this information on to them.
If you prefer you can send me their names or email addresses. I will add them to the list to receive this weekly Sunday Open houses. Which includes all open homes in San Mateo and Santa Clara counties. It’s a great resource to get them started.

Thank you in advance. I appreciate it.

Cliff


#sfbayhomes, #sfbayhomes.com, #sanfranciscobayhomes, #SundayOpenHousesforSanMateo&SantaClaraCounties, #openhouses, #siliconvalley, #MLS, #realtorslists, #completelistofopenhouses, #onesearchwebsite, #knowmorethanmostagents, #youhavetheharddata, #leguponcompetition, #smarthomebuyer

Cliff Keith’s FREE Sunday Open House List

Safe Search

Cliff Keith’s FREE Sunday Open House List

Cliff Keith’s FREE Sunday Open House List is provided to you without cost or obligation on a weekly basis. You may wish to bookmark this post as it will change from week to week. If you click on the blue numbers they will launch a page with more detail information that you will not find on other real estate websites.

This is current and directly off the MLS. That means you are using a “Safe Search” method to gain your information not “Cookied” so some third party vendor can market you with “stuff” you don’t need AND store your private information on their servers for future marketing. Be careful on these website you have come to think as being there to help you. They are only interested in getting your information and marketing back to you in any way they can.

You can trust CliffKeith.com is a “Safe Search” website and we don’t ever sell your name or add a cookie to your computer. We are here to help you and provide a professional avenue to the public that is intended as a resource center. If you want to talk with us you know what you have to do and will when you are ready. Our other websites that may help you are: http://SFBayHomes.com and http://WoodsideRealEstate.com.

NOW for a “Safe Search” of Sunday, November 23, 2014 Open Houses please click this link for more information…

 

#SFBayHomes #openhouses #WoodsideRealEstate #WoodsideRealEstate.com #SiliconValley #realestate #CliffKeith.com #CliffKeith #Sothebys #sancarloshomesforsale woodside ca redwood city ca #safesearch

Cliff Keith’s Free Open House List

Here’s in one place for all the Sunday Open Houses in Silicon Valley Class 1&2: November 2, 2014. This list includes both single-family residential homes (Class 1) and Condo/town-homes (Class 2) for both San Mateo and Santa Clara counties. This list of open houses are by cities alphabetically.

Today is the time for home-buyers to get out there and find their new home. This week there are more homes to buy and fewer people out there to compete with you for a home. This is a good environment for home-buyers as well as home-sellers. This is what’s known as a normal real estate market.

My 39 years as a real estate broker in Silicon Valley I have seen 6 business cycles in real estate and now I see a cycle favorable to buyers.

For a complete FREE list of Open Houses This Sunday 11.2.2014, which you can have at no cost and without any obligation click this link…

 

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Open Houses for Sunday 10.26.2014

Homes Opened

Open Houses for Sunday 10.26.2014

Open Houses for Sunday 10.26.2014 and October’s Market Update: This past week we saw Inventories up down to 4.4 months, Number of Homes Sold went down to 2 after last week’s 9 homes sold, Homes ready to close escrow went up 10, Closed Escrow stood at 11. The SP:LP went down last week to 108.5% vs a previous  week’s high of 111.4%, Days on the Market went to down 27 days, which indicates a continued strong market! Price per square foot was up to $697/sq. ft. this week, and the Average Sale Price went up to $1,199,661 last week. The Real Estate Market is still very strong in Silicon Valley, but appears pulling back from the “craziness” of the first 3 quarters of 2014. The National Association of Realtors (NAR) has predicted this week a strong finish to 2014. Don’t be surprised to see a bump in these figures in the coming weeks. There are a number of great opportunities out there so contact me if you would like to know what we can do to benefit you. Here’s the link to all the open houses…

Today is the time for home-buyers to get out there and find their new home. This week there are more homes to buy and fewer people out there to compete with you for a home. This is a good environment for home-buyers as well as home-sellers. This is what’s known as a normal real estate market.

My 39 years as a real estate broker in Silicon Valley I have seen 6 business cycles in real estate and now I see a cycle favorable to buyers.

For a complete FREE list of Open Houses This Sunday 10.19.2014, which you can have at no cost and without any obligation click on the link above.

Silicon Valley Sunday Open Houses

Residential properties for sale

Sunday Open Houses

Sunday Open Houses Silicon Valley Class 1&2: October 12, 2014

October’s Market Capsule: This past week we saw Inventories go down to 2.9 months, Number of Homes Sold go down 27%, Homes ready to close escrow go up 17%, Closed Escrow go down 27% except in the Luxury Market where the closed escrow went up 200%. The SP:LP went up to 111.4%, Days on the Market went up 25% longer, Price per square foot was the highest it has been all year at $719/sq. ft., and the Average Sale Price went up to over $1.2M. The real estate market is very strong in Silicon Valley. FREE List of Sunday Open Houses…

How To Get Approved For You Home Loan

Loan Approval

Your Loan Is Approved

 

United States citizens usually base their wealth on their ability to pay for commodities they wish to purchase. Banks on the other hand when offering a mortgage to a home buyer automatically run a credit check on the persons who want to borrow money to determine the borrowers ability to pay for the loan. During this process the bank will search 3 different credit reporting agencies and determine what the borrowers FICO scores are from credit reporting agencies. Here listed are 10 things that will impact your credit score. The more of these 10 things you have under your control the greater the chances of the bank lending you the money so you can buy your new home. Read more here…